Direct Answer
AZEO stands for "All Zero Except One." You pay every credit card to a $0 balance except one, which you let report a small balance under 9% utilization. This signals to FICO that you're using credit but not over-leveraged. AZEO is one of the fastest ways to optimize a score. Here at Credisure Fix, we walk you through how to execute AZEO correctly without hurting your other accounts.