It depends. Paying a collection without negotiating doesn't always remove it from your report, but unpaid collections can grow with interest, get sold to harder collectors, or be sued. Always negotiate "pay-for-delete" in writing first. Paid medical collections must be removed under 2023 bureau policy. Here at Credisure Fix, we handle collection negotiations strategically so you don't pay and still get stuck with the negative item.
Understand the next steps
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