Direct Answer
Reinsertion is when a previously deleted item reappears on your credit report after the original creditor "re-verifies" it. Under FCRA, the bureau must notify you in writing within 5 days if an item is reinserted, and must follow specific procedures. Here at Credisure Fix, we know how to permanently remove items so they don't come back, and we know how to fight reinsertion if it happens.