Direct Answer
Most conventional mortgages require a minimum 620 FICO score, while FHA loans accept scores as low as 580 with 3.5% down (or 500 with 10% down). VA loans typically require 580+ and USDA loans usually need 640+. To get the best interest rates, aim for 740+. Here at Credisure Fix, we help you reach the score range that unlocks the best mortgage rates and saves you tens of thousands in lifetime interest.