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Credit Repair Answer

How long until a paid collection falls off?

A direct Credisure Fix answer for people comparing credit repair, credit scores, disputes, and the next best move.

Direct Answer

A paid collection falls off your credit report 7 years from the original date of first delinquency on the underlying debt — paying it does not reset the clock. Many people don't realize this and assume paying restarts the timeline. Here at Credisure Fix, we identify collections close to falling off and handle them strategically.

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