File a report at IdentityTheft.gov (the official FTC site), then file a police report with your local department. Place a fraud alert with all three credit bureaus and consider a credit freeze. Document everything in writing. Here at Credisure Fix, we walk you through every step and dispute the fraudulent items off your report directly.
Understand the next steps
Explore these related guides for more detail, practical considerations, and sources.
Identity Theft on a Credit Report: First Steps Before You Apply Again
Fraud accounts and mixed-file information can damage approvals. Learn what to review before applying for credit, housing, or banking again.
How to Read a Credit Report Before You Try to Fix It
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My Deleted Collection Came Back: Your Credit Report Reinsertion Rights
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